The Demotech Difference

October 26, 2006 VOLUME 3 , ISSUE 3  
EDITOR'S LETTER
Welcome to the Latest Edition of The Demotech Difference


Lately, the "Demotech Difference" seems even more appropriate.  We have been experiencing some substantial and positive changes at Demotech so we can continue to make a difference.  The most exciting of these changes is the addition of three new staff members to the Demotech team since August.  We anticipate these new additions to play an active role in shaping Demotech's future direction, as we refine and broaden our services.

We consider these differences quite positive and expect them to be essential in continuing to offer you, our clients and friends, greater service and value in the coming months ahead.  We will continue to use The Demotech Difference as our vehicle for communicating announcements and changes.


I would like to take a moment to introduce our new team members:
  1. Irisa Wasson - Irisa joins us from Bank of America, where she was involved with loan administration.  Irisa's role at Demotech is as an Executive Assistant and Client Service Coordinator.  You can expect to hear from Irisa through some of our corporate communications and mailings.  Be sure to contact Irisa if you are interested in joining Demotech for a Columbus Blue Jackets game.
  2. Douglas A. Powell - Doug joins us from the Educational Council, a non-profit organization that coordinates workshops and educational assistance for Central-Ohio teachers and child-care facilities, where he was the Grant Coordinator and Staff Accountant.  Doug is joining Demotech as an Analyst and will be assisting Demotech in a variety of client-service activities.
  3. Robert M. Warren - Bob has joined Demotech with more than 25 years of insurance experience as well as both CPA and CPCU designations.  Most recently, Bob was the Chief Financial Officer with the Ohio Mutual Insurance Group.  Bob will be lending his experience and expertise to many of Demotech's services.

In the coming months, Demotech anticipates integrating these new resources and continuing to serve our clients' interests in new and expanding ways.  Do not hesitate to contact us if we can be of any assistance or if you have any input for our attention.

 
COMPANY NEWS
What's New
Editor's Letter
Demotech Services
MARKET ANALYSIS
CHIT CHAT
Get Engaged to Your Staff
Red State, Blue State, Old State, New State
Get that Mess out of Your Mind
The Great Pumpkin
COLUMBUS SPORTS NEWS
2-4-1, Are the Blue Jackets Done?
Columbus Blue Jackets Ticket Invitation
TECHNOLOGY TIPS
Controlling Spreadsheet Error in Financial Reporting
FRIENDS OF DEMOTECH
COPYRIGHT POLICY
PRIVACY POLICY
ISSUE ARCHIVE
Issue 2
September 14, 2006
Vol. 3 Issue 2
Issue 1
April 4, 2006
Vol. 3 Issue 1
Issue 3
December 19, 2005
Vol. 2 Issue 3
Issue 2
July 27, 2005
Vol. 2 Issue 2
Issue 1
March 3, 2005
Vol. 2 Issue 1
Issue 8
December 28, 2004
Vol. 1 Issue 8
Issue 7
November 22, 2004
Vol. 1 Issue 7
Issue 6
July 15, 2004
Vol. 1 Issue 6
Issue 5
April 29, 2004
Vol. 1 Issue 5
Issue 4
March 17, 2004
Vol. 1 Issue 4
Issue 3
February 13, 2004
Vol. 1 Issue 3
Issue 2
January 14, 2004
Vol. 1 Issue 2
Inaugural Issue
December 22, 2003
Vol. 1 Issue 1
WHAT'S NEW
Demotech Performance of Title Insurance Companies – Quarterly Update
The First Installment, for First Quarter of 2006, is Now Available!


Demotech announces the availability of Demotech Performance of Title Insurance Companies - Quarterly Update for the First Quarter 2006.  The Quarterly Update provides the most comprehensive and current Title industry data and analysis available.
[FULL STORY]
 
Highlighting Demotech's New Website
Learn More About the Site's New Features


In September, Demotech revealed its overhauled website.  One of the new enhancements is the association of files with Company Summary Pages.
[FULL STORY]
 
Demotech Press Releases
Presenting the press releases distributed since our last newsletter.
[FULL STORY]
 
DEMOTECH SERVICES
FSR Seals Now Available!
Attention Financial Stability Rating® Clients!

We are pleased to offer a simple solution for Financial Stability Ratings® (FSR) clients to display their FSR Seal on their website.  We maintain the image, FSR and hyperlink on behalf of your company through this hassle-free solution.
[FULL STORY]
 
Have You Seen Our Updated FSR Brochures?
Attention Financial Stability Rating® Clients!


Are you an FSR client?  Are you taking advantage of Demotech's FSR Brochures?  FSR Brochures present your organization and your duly earned FSR and are an excellent means to promote your company and its solvency to agents, clients and prospective clients.
[FULL STORY]
 
INDUSTRY ITEMS
Insurance Journal Highlights
Deer-Auto Crashes are on the Rise
There are an estimated 1.5 million deer-vehicle collisions that occur each year and the numbers of incidents is increasing.  The fall and winter are the peak seasons for these accidents.  Do you live in one of the top ten states with the highest number of deer incidents?
[FULL STORY]

Democrats Recommend All-Perils Disaster Plan, Antitrust Repeal
A Democratic-controlled House would look into insurance industry practices criticized for shifting the financial burden of Hurricane Katrina claims onto the taxpayer.  Find out what other issues would receive attention if the November elections lead Congress to a shift in control.
[FULL STORY]
 
MARKET ANALYSIS
Economic Growth Moderates, Business Confidence Falls
Second quarter ’06 indicators
http://www.sba.gov/advo/research/sbqei06...


While real exports grew faster than real imports, the figures are lower than the first quarter of the year.  And fewer small businesses plan on expanding or hiring new employees.  Is there a bright spot in the latest indicators?
[FULL STORY]
 
Housing Prices Coming Back to Earth, Economists Say
Could drop by up to 5 percent nationally over the next year
http://www.realtor.org/RMODaily.nsf/page...


Everybody knew housing prices would drop.  But what does it mean for the economy overall?
[FULL STORY]
 
CHIT CHAT
Get Engaged to Your Staff
Create an environment where everyone wants to work


“Switch on” your employees by making them feel like they’re a part of something bigger than themselves.  You’ll have a staff that can’t wait to come in to work.
[FULL STORY]
 
Red State, Blue State, Old State, New State
How to use office politics to your advantage


Tired of the backstabbing, gossiping and brown nosing that go on in your office?  Turn the tables on the troublemakers, and make office politics work for you.
[FULL STORY]
 
Get that Mess out of Your Mind
And train it to be organized instead


Have trouble starting projects — and staying on track?  Let go of the things that aren't necessary, and streamline those that are.  Here’s how.
[FULL STORY]
 
The Great Pumpkin


Everything You Ever Wanted To Know About Pumpkins But Were Afraid To Ask...
[FULL STORY]
 
COLUMBUS SPORTS NEWS
2-4-1, Are the Blue Jackets Done?
The Numbers Look Bad, But Consider the Opponents


The Blue Jackets have started this season with a record of 2-4-1 (Wins-Losses-Overtime Losses).  Are they done already?
[FULL STORY]
 
Columbus Blue Jackets Ticket Invitation
Join Demotech for an NHL game with the Columbus Blue Jackets.
[FULL STORY]
 
TECHNOLOGY TIPS
Controlling Spreadsheet Error in Financial Reporting


Spreadsheets have become the workhorse of financial reporting in the US.  Their ease of use, flexibility and powerful tools make them indispensable tools.  The danger lies in that often these complex models are developed with very little documentation, by users not trained in structured programming techniques or application management and are not supported by the corporate system control team.
[FULL STORY]
 

    


Set All Windows to the Same View
[FULL STORY]

 

 
    

Use Equations in Word
[FULL STORY]


[FULL STORY]
 
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