Demotech, Inc. revealed its overhauled website in early September. The new site features a new look and enhanced capabilities which are better tuned to presenting the information that our visitors desire.
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Demotech believes in focusing on insurance fundamentals, specifically loss and loss adjustment expense (L&LAE) reserve adequacy, liquidity of invested assets and the quality of reinsurance. This view is firmly established in our Financial Stability Ratings®. To refocus attention on these fundamentals, Demotech has introduced Comparative Financial Observations™ (CFOs). CFOs summarize financial observations from Demotech's review and are applied to all insurers that have not finalized a Financial Stability Rating®.
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Insurance Journal Highlights
Forecasters Now Think Hurricane Season May be Less Active Hurricane researchers are now saying that this year's hurricane season won't be as bad as predicted and said a monster storm like Katrina is unlikely. [FULL STORY]
Safer Cars, Not Better Drivers, Behind Fewer Roadway Deaths A new study by the Insurance Institute for Highway Safety finds that the designs of passenger vehicles have been improving for years, becoming more protective of their occupants in crashes. Without these improvements, the motor vehicle death rate per registered vehicle would have stopped declining in 1994 and started going up. [FULL STORY]
The red-hot real estate market of a year ago appears to be cooling and housing prices are expected to have a limited fall throughout 2006. But there may be some bright spots for local economies.
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The year began with strong economic indicator performance. However, by the end of the first quarter, the optimism of consumers and business owners had somewhat waned. Home sales are expected to stabilize in months ahead.
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With the buyers’ pool drying up, you’ll need to separate your house from your neighbors’ to get it to “move.” Surprisingly, you can do just that at little — or no — cost.
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Tips from Bikini Bottom
What Spongebob can teach all of us about leadership
by Lucas Conley, Fast Company
Advice from a cartoon character? Believe it or not, Nickelodeon's animated sponge has a lot of business savvy. Soak up his wisdom!
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