July 27, 2005 VOLUME 2 , ISSUE 2  
EDITOR'S LETTER
Welcome to the Latest Issue of The Demotech Difference


It’s hard to believe that it is almost August already.  More than half of 2005 is behind us.  It is proving to be a productive year, more so than any other in Demotech’s 20-year history.
 
Notwithstanding the variety of accomplishments, the first half of 2005 came at a pace that brought to mind Nietzsche’s statement, “that which does not kill us , makes us stronger."  In our opinion, the first half of 2005 has been exciting and kept us busy.  It made us stronger to serve our clients and customers more effectively.

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COMPANY NEWS
Editor's Letter
What's New
Demotech Services
INDUSTRY NEWS
Actuarial Exams Due for More Changes
CHIT CHAT
Demotech Insurance Crossword Puzzle
Are You Wearing the Right Golf Shoes When You Golf?
COLUMBUS SPORTS NEWS
BACK FOR 2005-2006: Experience NHL in Columbus
TECHNOLOGY TIPS
An Evaluation of the Latest Spyware Protection Options
FRIENDS OF DEMOTECH
COPYRIGHT POLICY
PRIVACY POLICY
ISSUE ARCHIVE
Issue 4
December 28, 2006
Vol. 3 Issue 4
Issue 3
October 26, 2006
Vol. 3 Issue 3
Issue 2
September 14, 2006
Vol. 3 Issue 2
Issue 1
April 4, 2006
Vol. 3 Issue 1
Issue 3
December 19, 2005
Vol. 2 Issue 3
Issue 1
March 3, 2005
Vol. 2 Issue 1
Issue 8
December 28, 2004
Vol. 1 Issue 8
Issue 7
November 22, 2004
Vol. 1 Issue 7
Issue 6
July 15, 2004
Vol. 1 Issue 6
Issue 5
April 29, 2004
Vol. 1 Issue 5
Issue 4
March 17, 2004
Vol. 1 Issue 4
Issue 3
February 13, 2004
Vol. 1 Issue 3
Issue 2
January 14, 2004
Vol. 1 Issue 2
Inaugural Issue
December 22, 2003
Vol. 1 Issue 1
WHAT'S NEW
Announcement
Availability of the 2005 Edition of Demotech Performance of Title Insurance Companies

Demotech announces the release and immediate availability of the 2005 edition of Demotech Performance of Title Insurance Companies.
 
This year’s publication includes 88 Title underwriters representing more than 99% of the industry’s premium activity.  With the release of the 2005 edition, Demotech provides the definitive resource for Title underwriter information and analysis of the Title insurance industry.

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Announcement
HUD Approves Demotech, Inc. to Provide Rating Services to Providers of Professional Liability Insurance for Section 232 Programs

The United States Department of Housing and Urban Development, Office of Multifamily Development (HUD) approved Demotech, Inc. to provide rating services to captives, risk retention groups, smaller licensed regional insurance carriers and other risk sharing entities seeking acceptance under Notice H 04-15, Professional Liability Insurance for Section 232 Programs.
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DEMOTECH SERVICES
Introducing the Newly Redesigned 2005 Edition of Demotech Performance of Title Insurance Companies
Demotech, Inc. announces the release and availability of the 2005 edition of Demotech Performance of Title Insurance Companies.  With the availability of this publication, Demotech continues to provide the most comprehensive Title industry coverage for Title underwriter information and competitive analysis.  The 2005 publication features a cover-to-cover redesign offering more than 40 pages of new reports and analysis as well as an improved layout and design.
 
As with past editions, the 2005 release includes detailed statutory financial information, market share summaries, comparative ratios and analysis, as well as Financial Stability Ratings® for each rated underwriter.
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Financial Stability Rating® Seals Now Available for Client Web Sites


Are you a Financial Stability Rating® client?  Would you like an easy and simple solution for prominently displaying your Financial Stability Rating® on your web site? Are you interested in a solution that does not require any maintenance and can be applied once, letting Demotech worry about updates and changes?
 
If any of these apply to you, you will want to learn more about Demotech’s Financial Stability Rating® Seal offering.  After you fill out a simple request form, Demotech will provide your web administrator a link that provides the FSR Seal displaying your most current Financial Stability Rating® and that will hyperlink back to the company’s page at www.demotech.com.
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INDUSTRY ITEMS
Actuarial Exams Due for More Changes


Over that past few decades, the requirements for actuarial designations have undergone continual fine-tuning.  The Society of Actuaries, Canadian Institute of Actuaries and the Casualty Actuarial Society now restructure the exams every few years.  Each time there is a change in the exam courses, all three societies are affected.  This prompts questions such as, “Why were the exams changed?”, “Will they be more difficult?” and “Will the profession benefit from all of these changes?”
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CHIT CHAT
Demotech Insurance Crossword Puzzle
On the lighter side, Demotech has created an entertaining and educational crossword puzzle of relevant insurance terms.  We have a puzzle to test those of you who feel their crossword puzzle and insurance terminology knowledge are up to the challenge.
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Are You Wearing the Right Golf Shoes When You Golf?


Wearing the proper golf shoes is integral to the outcome of your game.  Learn what to look for before buying your next pair.
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COLUMBUS SPORTS NEWS
BACK FOR 2005-2006: Experience NHL in Columbus
The NHL's 2005-2006 season is back on track.  Demotech is excited for the Blue Jackets ' return to the ice.  Join us for a game.
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TECHNOLOGY TIPS
An Evaluation of the Latest Spyware Protection Options
PC World Magazine put the up and coming spyware and adware software to the challenge.  PC World wanted to show the truth about who was winning the battle in detecting the most spyware and adware, and compare how free downloadable software measured up to purchased software.  They devised a test that showed that even the best software could not catch everything.
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