March 3, 2005 VOLUME 2 , ISSUE 1  
EDITOR'S LETTER
Welcome to the First Issue of Volume 2 and Demotech's 20th Anniversary Year
Welcome to our first issue of volume two of The Demotech Difference.  2005 marks not only our second year of newsletter publishing but Demotech's 20th anniversary.

As we assembled this issue, the potential content astounded us.  Sometimes putting everything together in one place demonstrates how much is occurring simultaneously.  We are ecstatic about 2005.  We hope that you find it to be an exciting year as well.

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COMPANY NEWS
Editor's Letter
Demotech Services
Market Analysis
CHIT CHAT
How to Effectively Manage E-Mail
COLUMBUS SPORTS NEWS
The Blue Jackets May Not Be Playing, But the Destroyers Are!
TECHNOLOGY TIPS
FRIENDS OF DEMOTECH
COPYRIGHT POLICY
PRIVACY POLICY
ISSUE ARCHIVE
Issue 4
December 28, 2006
Vol. 3 Issue 4
Issue 3
October 26, 2006
Vol. 3 Issue 3
Issue 2
September 14, 2006
Vol. 3 Issue 2
Issue 1
April 4, 2006
Vol. 3 Issue 1
Issue 3
December 19, 2005
Vol. 2 Issue 3
Issue 2
July 27, 2005
Vol. 2 Issue 2
Issue 8
December 28, 2004
Vol. 1 Issue 8
Issue 7
November 22, 2004
Vol. 1 Issue 7
Issue 6
July 15, 2004
Vol. 1 Issue 6
Issue 5
April 29, 2004
Vol. 1 Issue 5
Issue 4
March 17, 2004
Vol. 1 Issue 4
Issue 3
February 13, 2004
Vol. 1 Issue 3
Issue 2
January 14, 2004
Vol. 1 Issue 2
Inaugural Issue
December 22, 2003
Vol. 1 Issue 1
DEMOTECH SERVICES
White Paper Available: Demotech Presents an Overview to the Title Insurance Industry
Demotech has released a new white paper, presenting a high level overview of the Title Insurance Industry.  The paper covers topics from general definitions to the recent industry and underwriters’ performance.  This paper is designed for those not familiar with Title insurance or who are interested in seeing a brief presentation of the industry trends over the last five years.
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What is a Demotech Financial Stability Rating® and Why Should Insurers and Underwriters Consider One
Within the last few months, Demotech's Financial Stability Ratings® have gained increasing attention and recognition throughout the insurance industry.  This article takes a brief look at what a Financial Stability Rating® is and how it can assist Property and Casualty insurers and Title Underwriters.
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Demotech Announces the Release of Demotech Performance of Title Insurance Companies - Quarterly Update for the third quarter, 2004
Demotech announces the immediate availability of ‘Demotech Performance of Title Insurance Companies – Quarterly Update’ for the third quarter of 2004.
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INDUSTRY ITEMS
Announcing the Approval of Demotech Rating Service for HUD Notice H 04-15, Professional Liability Insurance for Section 232 Programs
Effective January 31, 2005, the United States Department of Housing and Urban Development (HUD), Office of Multifamily Development approved Demotech, Inc. to provide rating services to captives, risk retention groups, licensed regional insurance carriers and other risk sharing entities seeking acceptance under Notice H 04-15, Professional Liability Insurance for Section 232 Programs.
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Announcement
HealthCap RRG Receives Financial Stability Rating® of A, Exceptional

HealthCap and HealthCap RRG earned a Financial Stability Rating® of A, Exceptional from Demotech, Inc., becoming the first risk retention group accepted as a professional liability insurance provider for HUD Section 232 Programs.
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Announcement
Adirondack Insurance Exchange Earns a Financial Stability Rating® of A, Exceptional

Adirondack Insurance Exchange earned a Financial Stability Rating® of A, Exceptional, from Demotech, Inc.
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Announcement
Encompass Floridian Insurers Earn Financial Stability Ratings® of A, Exceptional

Encompass Floridian Insurance Company and Encompass Floridian Indemnity Company earned Financial Stability Ratings® of A, Exceptional, from Demotech, Inc.
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RANTS & RAVES
Will the SOA (Sarbanes Oxley Act) Sharpen the Teeth of the SAO (Statement of Actuarial Opinion)?


Will the Sarbanes Oxley Act have an effect on the submission accura
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The Quest for a Level Playing Field


With approximately 8,500 mortgage lenders in the United States, elimination of cut-through endorsements and acceptance of homeowners insurance policies issued by your company can be a daunting task.
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MARKET ANALYSIS
Strategy Report: 2005 Outlook
Bank of America

We continue to share the timely market analysis from Bank of America.  This report highlights the market forces expected to play the most significant roles in 2005.
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CPCU FORUM
CPCU Update
Columbus Chapter Update


The January meeting of the Columbus Chapter of CPCU's featured speaker Bob Moone, CEO and Chairman of State Auto Insurance Companies.
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CHIT CHAT
How to Effectively Manage E-Mail


This is the second of our two-part article offering tips on organizing your Inbox and effectively and efficiently writing e-mail.
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COLUMBUS SPORTS NEWS
The Blue Jackets May Not Be Playing, But the Destroyers Are!
While the response to the NHL season cancellation has been overwhelmingly underwhelming, there continues to be exciting sporting events happening in Columbus besides the Ohio State Buckeyes.  Demotech welcomes you to join us for a game with the Arena Football League's Columbus Destroyers, led by a hometown favorite, Chris Spielman.
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TECHNOLOGY TIPS

    


Learn How to Run Spell Check Automatically in Outlook
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Learn How to Keep Original E-mail and Replies Together
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