This issue marks the wrap-up issue of our first year of newsletter publishing. We have learned a lot over this past year and have shared information that hopefully you found useful about Demotech, our services, the industry, the market and a variety of sundry topics.
[FULL STORY]
Demotech is pleased to announce the availability of Demotech Performance of Title Insurance Companies for immediate shipment. The 16th edition, with the coverage of 87 title underwriters, offers the most comprehensive coverage of the title insurance industry.
[FULL STORY]
In early November, Demotech released updated and expanded Property & Casualty Market Share Reports. Demotech Market Share Reports now include nearly 2,400 reports for all reported lines of business and all states/territories.
[FULL STORY]
MARKET ANALYSIS
The Sarbanes-Oxley Act
Raising the Standards for Corporate Accountability
by Barry Koestler and Joseph Petrelli, Jr.
On February 19th, Barry Koestler and Joe Petrelli, Jr. represented Demotech, Inc. at a presentation hosted by the Columbus Society of Financial Analysts. Congressman Mike Oxley was the speaker and offered a candid discussion of the forces that drove the Sarbanes-Oxley Act and the ramifications of the Act in its short history.
[FULL STORY]
Demotech, Inc. prides itself on its ability to identify emerging issues and leading edge opportunities. On the topic of property and casualty insurance loss reserves, we studied 1,921 insurance companies and formed an opinion. We spoke out in the August 6, 2003 edition of the Insurance Journal.
[FULL STORY]
Demotech used its Financial Stability Analysis Model to analyze 2,053 property and casualty insurance companies that reported complete year-end 2000 information to the National Association of Insurance Commissioners (NAIC). Demotech predicted that during the period January 1, 2001 through December 31, 2002 there will be no more than 65 property and casualty insolvencies among the 2,053 property and casualty insurance companies they reviewed.
[FULL STORY]
When the September 10, 2001 issue of the Insurance Journal carried Demotech, Inc.'s predictions on the maximum number of insolvencies that would occur in the property and casualty insurance industry over the period January 1, 2001 through December 31, 2002, who would have speculated that September 11, 2001 would be one of the darkest days in American history? It seemed appropriate to see how our prognostication was holding up.
When an insurance company files for a rate increase, most people think about "Speed to Market”. Speed to market addresses the time lag between submission of a rate revision and the state’s approval to implement that rate revision. Demotech, Inc. suggests that companies also face the challenge of “Speed to Top Line.”
[FULL STORY]
Part one of a two part article offering practical advice and suggestions for managing the overwhelming tasks of coordinating and utilizing e-mail effectively.
[FULL STORY]
The problem is that your boss, like most human beings, won’t always spell out precisely what is expected from you. It’s up to you to determine this. At a time when you’re still learning your official duties, and even when you’ve settled in, it can be a tricky task trying to figure out the list of tacit do’s and don’ts.
[FULL STORY]
I’m tired of hearing multimillionaire entrepreneurs try to convince others that they made their money by being lucky. It just isn’t so. Each profession has its rules and processes for reaching desired outcomes. Why would an entrepreneur be any less dependent upon recipes and formulas for success than anyone else?
[FULL STORY]
Each area of your home has a symbolic meaning with which you resonate on a subconscious level. Clutter and untidiness within each of these areas causes constriction and inertia in the corresponding aspects of your life.
[FULL STORY]
Personal expression can occur through any number of approaches, one of which being bumper stickers on your vehicle. Sometimes these statements become outdated and want to be removed. Here is how to do that safely.
[FULL STORY]
TECHNOLOGY TIPS
Quickly Format Cells in Excel
In Excel, the Format Cell dialog box is used to format content such as number category, alignment, font, borders, patterns, or protection. To quickly access the Format Cells dialog box select...
[FULL STORY]
Create a Menu of Frequently-Used Commands
All Office XP programs allow the customization of the menus to improve productivity. Microsoft Word, Excel, PowerPoint, and Outlook each allow the option to create a custom menu of the commands...
[FULL STORY]
Locating Cells with Formula Errors in Excel
Excel spreadsheets often have formula errors. Sometimes it is harder to find the cell with the error than to correct the formula. Excel facilitates this by automating the locating of cells with formula errors.
[FULL STORY]
Rename a Batch of Files
Renaming a number of files in Windows can seem tedious. It does not have to be, Windows can rename a group all in one effort.
[FULL STORY]
Demotech, Inc. strives to maintain the most up-to-date information on its friends and associates. The Demotech Difference has the following information in its records. If any of this information is incorrect please modify your information here. Thank you.
